Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"We are trying to raise funds via equity release, and wasted five months with a couple of providers who rejected our application due to its non-standard construction. Our property is relatively new, eco-friendly and sustainable, we had future-proofed our home. After two rejections we were put on to Richard Wylder via Unbiased.co.uk, who was prompt in contacting us following our initial enquiry. Richard was able to access all the equity release providers, and, not knowing much about our building construction, found out all he needed to from us, and asked for photos for include with his enquiry, aiming to be as comprehensive as possible to prospective lenders. He was open and upfront, professional, and did not 'beat about the bush', advising that we were not likely to be successful. He explained why he felt this, so not raising any unrealistic expectations. He forwarded all the responses, promptly. Unfortunately he was right and we have been unsuccessful. Richard has however been able to offer an alternative that we hadn't considered. We are currently re-thinking our plans. He also explained that, from his perspective, he felt he had gained knowledge about non-standard construction so be in a better position to advise others in the future who may be experiencing the same difficulties as us. We would happily contact Richard again should we require financial advice in any area.!"
Stephen Carpenter
Equity release, or a lifetime mortgage, allows Rother homeowners aged 55+ to unlock cash tied up in their property without needing to move or sell. By borrowing against your home’s value, you can choose a lump sum or draw down funds as needed. If you still have a mortgage, any outstanding balance can be repaid with the funds released. This flexible approach lets you access the value of your property on your own terms.
Yes, it's fully regulated. All our equity release plans in Rother comply with Financial Conduct Authority (FCA) regulations and meet the standards of the Equity Release Council. This gives you and your family peace of mind, ensuring you’ll never owe more than the value of your home when sold at market price.
The choice is yours. Whether it’s upgrading your car, managing debts, or enjoying more financial freedom in retirement, equity release can help you make the most of life in Rother.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
At Equity Release and Mortgage Partnership Rother, we specialise in providing expert mortgage and equity release advice that’s tailored to you. With years of experience, we’re here to help you make informed decisions to secure your financial future.
Whether you’re looking to unlock the value of your home or find the best mortgage, our goal is to offer clear, straightforward guidance and a service you can trust.
We’re dedicated to helping you build a brighter, more secure future, with professionalism and a personal touch.
Our advisers ensure you choose an equity release plan that suits your individual needs.
Whether it’s for home improvements or additional retirement income, our equity release plans are tailored to meet your financial goals.
Our advisers take time to delve into the facts, figures and what’s important to you and your family.
Here’s what to expect when you work with us for equity release, if you live in Rother.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
© Copyright . All rights reserved.
